Alpian - Banking & Investing 1.21.1

Alpian presents a modern approach to banking, aiming to enhance financial management through a single intuitive application. The platform allows users to spend, save, exchange, and invest—all within a streamlined digital environment.

Why Choose Alpian?

Alpian is committed to improving the banking experience by tailoring its features and products to foster user success. Designed to operate akin to a private bank, it remains accessible to everyone. As a fully regulated institution by FINMA, Alpian adheres to Switzerland's stringent security and safety standards.

Features of Banking with Alpian:

• Quick and Paperless Account Setup: Open an account with no monthly fees in under 10 minutes.
• Multi-Currency Account: Manage transactions in CHF, EUR, USD, and GBP at competitive rates available in Switzerland.
• Advantageous Foreign Currency Exchange: Send money in 19 currencies and enjoy commission-free transactions abroad, along with free currency exchanges between CHF, EUR, USD, and GBP.
• Virtual Cards: Generate multiple digital debit cards for enhanced security when shopping online and in stores.
• High-Interest Rates: Benefit from monthly interest on savings without withdrawal penalties; unique in offering regular interest payouts rather than annual.
• Deposit Protection: Enjoy the peace of mind that comes with deposit protection up to 100,000 CHF.
• Contactless Payment Options: Use Apple Pay and Google Pay for secure transactions.

Investing with Alpian:

The investment solutions provided by Alpian are designed to be both professional and economically accessible, often outperforming traditional banking and individual trading options. Users can manage their cash flow and investment portfolios within the same app, ensuring comprehensive oversight of performance and exposure levels.

• Customized Portfolios: Each investment strategy is tailored specifically to match individual investor profiles.
• Expert Guidance: Access unlimited video consultations with wealth advisors who prioritize customer needs; our advisors earn commendable ratings due to their client-centric approach.
• Simplified Fee Structure: Enjoy one flat annual fee without hidden transaction costs.
• Flexible Investment Mandates:
  1. Managed by Alpian: Entrust your investment strategy to seasoned experts who will manage portfolio adjustments based on market conditions and individual risk assessment.
  2. Guided by Alpian: Take charge of your investments with professional insights available through user-friendly tools and advisory support as needed.

Your Security is Paramount

An unwavering commitment to security is a hallmark of Alpian, being a fully regulated entity under FINMA. Users can customize their security settings in-app—locking or unlocking cards, changing PINs, setting expenditure limits, and concealing sensitive information all enhance personal control over accounts.

Account Opening Requirements:

A valid Swiss tax residency over the age of 18 is necessary for account setup, along with a current ID card or passport. Users are also required to make a deposit of their choosing for activation.

About Alpian:

Established in 2019 and granted full banking licensing from FINMA in March 2022, Alpian entered the Swiss market in October 2022. More details can be found at www.alpian.com.

ALPIAN S.A. is registered at 17 chemin des Crêts, 1209 Geneva.